With a view to future developments, we are making sure that merchants can continue working with us for all major cards and that cardholders will always be able to come to us for reliable payment products.

About SEPA
SEPA stands for the Single Euro Payment Area. It is designed to ensure that, by 2010, everyone can make payments throughout the euro zone as easily as in their own country, and on the same terms. Both by bank transfer and using payment cards. For merchants, that means accepting payments from customers anywhere in the euro zone in the same way, and under same conditions, as from those in their own country. For cardholders, it means easy payment wherever the euro is used. For more information about Sepa, please visit the website wwww.sepanl.nl. This website is a initiative of The Dutch banking industry and the NVB (the Netherlands Bankers’ Association) .

About EMV
EMV is an international standard, developed in response to certain kinds of card fraud. Over the next few years it will replace the familiar magnetic strip with a chip, on both credit cards and other card types. All over the world. That will change some transaction procedures. For example, a credit card will no longer be "swiped" but instead inserted into a card reader in the same way as a chip card. In most cases, the user will also have to enter a PIN code.

The name EMV comes from the name of the bodies behind the standard: the former Europay and the international organisations MasterCard and Visa. Click here for more information about EMV.